PERSONAL FINANCES

I wonder what your Personal Finances are like. Have you found Financial Freedom for your family? If not do you realise that careless management of your finances can produce stress in the home, debt depression and even separation. Lack of planning can induce:
* Compulsive or impulsive spending
* Leaving it all to the other partner
* Trying an inferior system that won't work.
* Establishing plans that aren't followed
* Establishing unrealistic plans.
* Buying now, paying later "with interest."
There is a better way. For many years I took Personal Financial Seminars showing people how to plan expenditure for the ensuing twelve months - how to set up a system using three Bank Accounts so easy that a 12-year old could operate it - plus many tricks of the trade to reduce expenditure etc.
Over the years I have processed a few thousand Personal Financial Plans using my computer by interview and mail order and many are operating this system successfully. The problem was that all you got was a printout and diagram to set the system going. But when changes in expenditure or income came it was awkward to revise your figures. Now I have great news. You can have a plan on your own computer, make your own adjustments and print out your financial plan for the year.
DO-IT-YOURSELF FINANCIAL PLAN;
I've put my plan on computer disc using Microsoft Excell and am making it available for purchase. The disc has full instructions and hints that you can print out. All you need is to insert your Regular Committed Payments on the Financial Plan, then insert the amounts you require for Housekeeping and Allowances - then alot an amount for Contingencies and Holiday Spending. Finally insert all Income.
Trigger the calculating icon and up comes a weekly surplus or shortfall. Whilst on the computer you can make adjustments to balance the budget with a reasonable surplus.
But all the instructions are on the disc to take you right through to a completed plan for the ensuing year.
There is a Setting Up Diagram that automatically includes your figures so you can set the system going with your preferred Bank. Retaining the Plan on your computer allows you to make necessary adjustments and gives you the capacity to make larger spending decisions. Revised figures put in will determine if you would still have a reasonable surplus.
To order a disc:
Send Name, Address and Phone No. plus a cheque for NZ$40 made out to Tranzsend and post to
Buck Pound,
50 Magnolia Lane,
Wilson St., THAMES 2801
New Zealand.